Tania Ramsey's Blog

Posted on 03/02/2021
Low on Yard Space? Try a Vertical Garden
Photo by Alex from Pexels Have you been fantasizing about giving your green thumb free rein but are dealing with a limited amount of room in your outdoor living space? Perhaps you've got active children in the household who need backyard space to work off all that energy, or maybe your yard is just small. If so, you'll...
Vertical Space
Gardening
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Posted on 02/23/2021
Frederick, MD Real Estate Market Update
Click here to view Frederick, MD blog post which has information on the constantly changing market...
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Posted on 02/23/2021
First-Time Homebuyers: Common Mistakes to Avoid
Photo by Mohamed Hassan via Pixabay It’s part of the American DNA to want to own a home. It can be your immense joy or become a nightmare if you don’t avoid some of these first-time buyer lapses in judgment. What to Avoid Overbuying. The mantra used to be “buy the biggest house you can afford.” After all...
Home Buying
Mistakes
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Posted on 02/16/2021
How to Improve Your Home's Efficiency
Photo by SpeedKingz via Shutterstock Living green is the goal of many young homebuyers. Once in their new home, they want to take steps toward improving their home’s efficiency. The first step to improving your home’s energy efficiency is to choose the right house. Solar panels and LED light fixtures aside, the most efficient form of housing is...
Home Improvement
Home Improvement
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Posted on 02/09/2021
Luxury Landscaping for the Upscale Homeowner
Photo by Linda Knicely on Unsplash Luxury homes have been gaining popularity for at least the last two years, says Washington Post. And while no one has set exact parameters for what is and isn't considered luxury, many real estate agents use the term to describe homes priced in the million-dollar range or higher. These are the residences...
Exterior Home Design
Home Design
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Posted on 02/02/2021
How Conforming Loan Limit Increase Affects the Jumbo Market
Image by Arek Socha from Pixabay If you bought a house that was over $484,350 prior to 2020, you had to get a jumbo loan, which is a non-conforming loan. The Federal Housing Finance Agency (FHFA) increased the limit on conforming loans to $510,400 in most areas. The FHFA also increased the loan limit to $765,600 in some...
Jumbo Loan
Mortgage
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Posted on 01/26/2021
Insurance Coverage for Your Home
Image by Brasil Creativo from Shutterstock If this is your first time owning a home, your mind is likely consumed with plans to replace the carpet or upgrade the appliances. You want to get the best deals and save money where you can. One area not to skimp, though, is in your homeowner's insurance. The last thing you...
Home Insurance
Insurance Buying Tips
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Posted on 01/23/2021
Frederick, MD Real Estate Market Update
Click here to view Frederick, MD blog post which has information on the constantly changing market...
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Posted on 01/19/2021
How to Freshen and Replace Your Tile and Grout
Photo by James DeMers via Pixabay That bathroom tile once looked terrific, so newly laid contrast between tile and grout. You were so proud to show it off to all your guests. But over time, grout becomes dull, stained and chipped. Tiles fade and look dated. When they do, it's time to refreshen or replace tile and grout....
DIY
Tile
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Posted on 01/12/2021
Make Your Own, Environmentally-Friendly Trellis without Breaking Your Budget
Image by Mark Dixon from Pixabay Maybe it's time to get your garden ready, or maybe you already have a few scraggly plants that need some support; but pre-made trellises can be both pricey and flimsey. Instead of spending a lot to get a product that will fall apart after one, wet spring, why not make this sturdy...
Gardening Tips
Gardening
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Posted on 01/05/2021
VA-Guaranteed Loan Works
Photo by Brett Sayles from Pexels Before you can get a VA loan or a VA-backed loan through the Department of Veterans’ Affairs, you'll first apply for a Certificate of Eligibility (COE). You must have served a certain number of days, depending on when you served, and you must have an honorable discharge if you are a veteran....
Va Home Loans
VA Loans
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