Tania Ramsey's Blog

Posted on 12/29/2020
Mortgage Qualifications: FICO Score
Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...
FICO Score
Credit Score
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Posted on 12/23/2020
Frederick, MD Real Estate Market Update
Click here to view Frederick, MD blog post which has information on the constantly changing market...
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Posted on 12/22/2020
Why Should You Set Up a Property Showing?
For a buyer who is interested in learning more about a residence, it may be beneficial to set up a house showing. In fact, there are many reasons why now may be a good time to schedule a home showing, such as: 1. You can determine if a home is right for you. Many houses are available in cities...
Buyer Tips
Buying A Home
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Posted on 12/15/2020
Execute a House Selling Plan
If you intend to sell your home, you should develop a plan. That way, you can identify any potential home selling hurdles and take steps to address such issues before they escalate. Now, let's take a look at three tips to help you execute a house selling plan to perfection. 1. Establish a Timeline You know you want to...
Tips On Selling
Selling Your Home
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Posted on 12/08/2020
Interesting Ideas for Your Holiday Remnants
Photo by Free-Photos via Pixabay Friendsgiving celebrations, Thanksgiving feasts, holiday parties, Christmas, Chanukah, Kwanzaa, New Year's, birthdays, and everything in between; the fact is, the last two months of the year bring an avalanche of holiday get-togethers and foodie extravaganzas. With all the sumptuous feasting and delicious excess come leftovers and the need for a healthy dose of...
Holiday
Food
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Posted on 12/01/2020
How to Build Your Own Rain Garden
Photo by InspiredImages via Pixabay Typically made in shallow depressions in the landscape, rain gardens are a great way to beautify your yard and give back to the environment. Since they contain native grasses and perennial flowers, these gardens do not have to cost much — and they are easy to build on your own. To get started,...
Gardening
Gardening
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Posted on 11/24/2020
How to Care for Succulents Indoors
Image by Milada Vigerova from Pixabay Caring for indoor succulents is not as intimidating as it may seem. Even though growing them can be a challenge, there are lots of care tips that could make things easier. Succulents are not the ideal plants to grow indoors but that should not stop you from growing them. With the right...
Indoor Gardening
Gardening Tips
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Posted on 11/17/2020
List Items Online Before You Sell a Residence
If you plan to add your residence to the housing market soon, now may be a good time to list any unwanted items online. In fact, there are many reasons to sell furniture, decorations or other unwanted items online prior to listing your residence, and these reasons include: 1. You can eliminate clutter from your home. Excess items may...
Selling Your Home
Sell Online
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Posted on 11/10/2020
How to Master the Home Selling Journey
A home seller may encounter many challenges after he or she decides to list a residence. Fortunately, there are lots of things you can do to increase the likelihood of enjoying a seamless house selling experience. Now, let's take a look at three tips to help you master the home selling journey. 1. Conduct an In-Depth Home Evaluation Your...
Selling Your Home
Tips On Selling
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Posted on 11/03/2020
Luxury Details For Your Backyard
Image by Andy Giraud from Pixabay Your backyard is just as much a part of your property as your kitchen, bedrooms and bathrooms. And yet, you may not spend very much time enjoying the space when all is said and done. If you want to give yourself a reason to get out in the fresh air, you may...
Luxury
Outdoor Improvement
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Posted on 10/27/2020
The Hidden Costs of Buying a Foreclosure
Image by Steve Heap from Shutterstock An active housing market has reduced the number of foreclosed homes in inventory, but there will always be foreclosed homes available to purchase. Many buyers are not aware of what to expect when purchasing a foreclosure. Here are some home truths about buying a distressed home. You’re not always getting a deal....
Buying A Foreclosure
Foreclosure
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